A SIP ledger, kept honestly

The number every calculator shows you is wrong.

Not arithmetically — it just ignores tax and inflation. We report all three figures, so you read your future the way an analyst would.

SIP projection · step-up · monthlyLive
₹25,000
15 years
12%
10%
6%

After 15 years, on a total invested of ₹—:

Nominal
₹—
The headline figure
Post-tax
₹—
After LTCG on gains
Real value
₹—
In today's rupees

Inflation quietly erodes — of that headline corpus — the gap no nominal calculator will print for you.

●Method shown ●No demat to open ●2025 tax regime ●PDF export

Why this hub exists

The big calculators are sales funnels. This one keeps honest books.

Tax is real

Brokers show pre-tax corpus because it reads bigger. We apply 12.5% LTCG on gains over ₹1.25 lakh so the number means something.

Inflation is real

₹2 crore in 2046 is not ₹2 crore today. Every projection is translated back into present-day purchasing power.

No "Invest Now"

We don't sell mutual funds, so we've no reason to flatter the math. The tool's only job is to be right.